Local Ford Finance Center in Monticello, IL

Embarking on the journey to make that coveted Ford Bronco or F-150 permanently yours? Reach out to the capable team of auto financing professionals at Rick Ridings Ford. We'll help you navigate through your car financing options or Ford lease terms. Take a trip down to our Monticello Ford dealership for a consultation with our Ford finance advisors today!

 We work with more than 18 local lenders, which means we can help you secure a competitive financing plan with appealing interest rates and terms you're comfortable with. We'll help you compare whether to buy vs. lease a car, leverage Section 179 tax deductions for your heavy-duty Ford truck or value a trade-in. From understanding EV tax credits to using our car payment calculator to determine your estimated payments, we're here to help. Our Ford sales team will also make sure you don't miss out on our new car specials and pre-owned vehicle offers.

Don't wait -- apply for financing with Rick Ridings Ford and begin your car-buying journey!